01 · Calendar
Every due date, in one place.
See the month at a glance. Move dates when your cashflow asks for it.
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✦New — snap your receipt, Monarka logs itYour bills,
On track
Your bills,
in order
with calm.
Monarka is a calm home for your money. Track every expense, move funds across vaults and currencies, and let recurring rules do the rest.
6 currencies includedOpen beta
April, so far
5 upcoming bills · 2 auto-paid
$1,284.50 USD↓ 12% vs March
NovDecJanFebMarAprMay
⚡
Pacific Gas & Electric
Due Apr 24 · auto-pay
$142.30
Scheduled
✦
Rent — 2B, Oakwood
Paid Apr 01 · split 2 ways
$1,450.00
Paid
◎
Spotify Family
Due Apr 28 · 4 members
$16.99
Pending
Updated 2 min agoView all bills →
—— The product
Your whole financial life, quiet in the background.
One view for every account, in every currency. Track due dates, record installments, and export your data whenever you want.
02 · Net worth
Your net worth, in one frame.
Asunción homeReal estate · USD
$185,000+4.2% YTD
VOOETF · 18 shares
$9,420+11.8% YTD
Family carVehicle · USD
$14,200−6.1% YTD
03 · Next 30 days
Know what's ahead.
Projected outflow, with room for the unexpected.
ProjectedHistorical
04 · Categories
Your spending, honestly told.
Housing
$1,450
Utilities
$312
Subs
$88
05 · Reports
Your activity, ready to share.
Account statement · AprilPDF
Transaction listXLSX
Card summary · ItaúPDF
MonarkaCrédito
•••• •••• •••• 4582
Card holderSofía Romero
Expires12/29
07 · Currencies
Multi-currency, with the rate you capture.
PYG
USD
ARS
BRL
EUR
+1
08 · Receipt photo
Snap it, it's logged.
AI reads the receipt: payee, amount, currency and a suggested category. You confirm or edit.
09 · Statements
Your statement, as clean transactions.
Upload a CSV, XLSX or PDF. We detect columns, flag duplicates and suggest a category.
UberImported₲ 18,500
SpotifyDuplicate₲ 49,000
Farmacia PuntoReview₲ 92,300
Stock SupermercadoImported₲ 245,000
Tigo HogarImported₲ 320,000
YouTube PremiumDuplicate₲ 35,000
EssoReview₲ 180,500
—— How it works
Three steps. Then, silence.
Set it up in minutes. Monarka keeps running; you come back when you want to.
Open a vault
Create a vault per context — personal, business, shared. Each one has its own accounts and reference currency.
00:45setup
Add your rules
Record income, fixed expenses and installments. Define recurring rules and decide whether they post on their own.
02:10review
Let it run
Monarka logs every move, closes card cycles, and keeps balances current. You come back when you want.
∞always
“From a reader letter
I went from three spreadsheets and a pile of sticky notes to opening Monarka on Sundays. Now I know exactly what I owe, and checking no longer weighs on me.
Freddy SanabriaOwncoding's CEO
—— Pricing
Start free. Grow with Plus.
Free covers your daily money. Plus unlocks installments, loans, multi-currency and net worth.
Founders · 99 of 100 spots available
Free
Free
To start putting things in order.
- 1 vault, up to 3 accounts
- Unlimited manual transactions
- 1 credit card, no installments
- Up to 3 recurring rules
- Single primary currency
- Export your data anytime
Plus
$1.63
/mo$3.25$19.50 · billed annually
- Unlimited vaults and accounts
- Cards with installments (3, 6, 12, 24…)
- Loans with French, German or simple amortization
- Net worth: properties + investments
- Multi-currency with FX between accounts
- Unlimited recurring rules
- Advanced reports and priority support
First 100 keep 50% off for life. The price never goes up.
✦Start free · Plus when you need it
Let your bills breathe.
Managing money can be a quiet task. Open your first vault and start today. When Free runs short, Plus is one click away.